The number of seniors who fall prey to scams is in the millions. It’s important to be aware of the type of scam and ways to protect yourself or elderly loved one. Be aware that age, intelligence and income are not factors that increase the chance of being scammed as individuals from almost every age and income bracket can be deceived by these scam artists.
Here are some of the most “popular” scams:
- Telemarketing scams. Whether it’s a phone call telling a senior citizen that his or her grandchild has been arrested and needs money for bail to being enticed into purchasing an item or service over the telephone, these appear to be the most pervasive. Remember never to give out any personal or financial information over the phone and don’t agree to donate money to a charity over the phone. A caller may say they are from a charity that sounds reputable but there is no way to know for sure.
- Insurance or health care scams. These scams tend to focus on those 65 and older because it’s easy to identify and exploit this age group. In an insurance scam, a phone call is made asking for personal financial information which is then used to steal their identity and open charge cards in their name. This could also include enticing your loved one to invest in a long-term care insurance or a life insurance policy over the phone “with no medical exam required.”
- Cemetery and funeral scams. These types of scams appear to be from a legitimate funeral home or cemetery operator placing a call and asking them to purchase a burial plot or casket sight unseen. These scams most often happen to a senior who has just lost a spouse. The unscrupulous caller will prey on the grief and use guilt-inducing tactics to urge your loved one to pay for a cemetery plot and a casket as a way to “relieve the burden” from remaining family members.
- Medical Alert System scams. Robocalls from someone in the shipping department telling the consumer that a medical alert system has been purchased for them, and they can receive it at no cost are common. Many of those targeted for this scam have fixed or limited incomes or rely on others to make financial decisions on their behalf, the complaint states.
Urge your aging loved ones not to:
- Not purchase items over the telephone
- Not give into high pressure sales from door-to-door sales people
- To never give any personal or financial information over the phone
- To not open the door to strangers
- To call a family member if they are in doubt about anything
It is very easy to be taken in by these telephone scammers so it’s best to talk with your loved one and let them know it’s a possibility and to help keep them safe. You can also rest assure that the reviews that we have completed on the most popular services are done without bias.
Medical conditions are anything but negligible. If something happens to you, it is important to get immediate response and attention. Many people with conditions have already invested in a medical alert system, but for those who have not, it is important to steer away from frauds, because there is quite a few of them.
Tips to Avoid Medical Alert Scams
Medical Alert Devices
Anyone with a medical condition should research and shop around for the best medical alert device. By having something you can rely on, it eliminates the curiosity behind scams. There are so many systems out there that work best for any age, any condition, like ones with fall detection.
Avoid Promotions or Handouts
This is the best way to detect a scam. If you are receiving phone calls about free or exaggerated promotions, it is usually a scam. If you are in doubt, you can ask them to verify their identity. Some scammers will even offer Medical ID Bracelets to try to reel you in, but it is never worth the risk of not having secure medical care when you need it. Do not invest your time in something that will not benefit you in any way.
The Smartphone Era
In the ever-evolving world of technology, IPhone and Android smartphones now offer medical alert service mobile apps. With the simple press of a button, medical attention will be on its way for you. While Medical Alert ID Bracelets for Men probably seem ideal because it is always with you, sometimes no one else is with you to detect or notice the problem. These apps are the newest and latest thing, that even senior citizens should not have a problem navigating.
With all of the medical assistance services that are available, finding one that works with you best is not a hard task. Do not let scams interfere and turn you away from something that will actually benefit you. There will probably always be scam phone calls to try to get you into a false product that sounds promising, but there will also always be new medical alert devices that are made to assure safety for someone who needs it. Avoid frauds to ensure your health and safety. If you want a safe and reliable service, look at out top rated service here.